Who Am I
I spent 15 years as a mortgage specialist with a major bank before going independent — a move that let me put clients, not the bank's product list, at the centre of every file. Today I'm a proud member of Powerhaus Mortgages out of Victoria, backed by an in-house commercial as well as residential lending and leasing team.
I help everyone from first-time buyers and self-employed borrowers to developers financing multiplex and construction projects, and homeowners 55+ exploring reverse mortgages.
Mortgage brokers are financial social workers. Behind every application is a person navigating one of the biggest decisions of their life — and my job is to find the brightest, clearest light at the end of every tunnel.
To the group, I bring a front-row view of BC's lending and housing market, hard-won lessons on building an independent brand from scratch, and an honest, no-fluff perspective on what it takes to choose health and happiness over the 9-to-5.
Who I Help
Anyone who wants a better mortgage — I shop banks, credit unions, and monolines so you don't have to. First home, renewal, refinance... straightforward deals are still my bread and butter.
- Self-employed folks and business owners whose income looks "messy" on paper but is anything but.
- Gig workers and side-hustlers with three income streams and one big dream.
- People building their own home — from raw land to "the builder walked off mid-project, help."
- Homeowners 55+ who love their home and want to stay in it — with access to the equity they've built.
- Developers, realtors, and investors on multiplex and commercial projects, with an in-house commercial team behind me.
Why People Work With Me
People choose me for the depth behind the advice. Over a decade structuring mortgages inside one of Canada's largest banks, followed by an independent practice built on my own name, means I've seen nearly every scenario a client and lender can present — and I know how to navigate it.
My clients get the full weight of that experience: technical skill, sound judgment, and the patience to see a complicated file through to completion rather than abandoning it at the first obstacle.
Relationships that began early in my career are still active today — and referrals are my greatest source of business.